Sage Financial Solutions
A Sage Financial Tool
Working Capital Calculator
See what your working capital may be signaling about your business.
Working capital provides one view of whether your business has the short-term resources available to meet upcoming obligations. Enter a few numbers from your balance sheet to calculate your working capital and current ratio, then see what the results may be signaling.
Step One
Current Assets
You can find most of these numbers on your balance sheet. Enter each balance only once. If an amount is already included in another category, do not enter it again.
Operating and savings balances available today.
Amounts customers owe you that have not been collected.
Goods, materials, or stock held for sale or production.
Prepaid expenses and other assets expected to convert within 12 months.
Step Two
Current Liabilities
Amounts owed to vendors and suppliers.
Card balances, lines of credit, and other short-term borrowing.
Principal payments on loans and other long-term debt due within the next 12 months.
Accrued payroll, taxes payable, and other obligations due within 12 months.
Leave any category blank if it does not apply — blank fields are treated as zero.